AMERICAN PSYCHIATRIC ASSOCIATION ENDORSED
PSYCHIATRIST PROFESSIONAL LIABILITY PROGRAM
CALIFORNIA
Territory 1 - Contra Cosa, Marin & San Mateo
Claims-Made	$500,000/1,500,000	$1,000,000/1,000,000	$1,000,000/3,000,000	$2,000,000/4,000,000	$2,000,000/6,000,000
Year
First	$1,505	$1,536	$1,584	$1,980	$2,027
Second	$2,794	$2,853	$2,941	$3,677	$3,765
Third	$3,654	$3,731	$3,846	$4,808	$4,923
Fourth	$4,084	$4,170	$4,299	$5,373	$5,502
Fifth	$4,299	$4,389	$4,525	$5,656	$5,792
Occurrence	$4,772	$4,872	$5,023	$6,278	$6,429
Territory 2 - Remainder of State
Claims-Made	$500,000/1,500,000	$1,000,000/1,000,000	$1,000,000/3,000,000	$2,000,000/4,000,000	$2,000,000/6,000,000
Year
First	$1,389	$1,418	$1,462	$1,827	$1,871
Second	$2,579	$2,634	$2,715	$3,394	$3,475
Third	$3,373	$3,444	$3,550	$4,438	$4,545
Fourth	$3,770	$3,849	$3,968	$4,960	$5,079
Fifth	$3,968	$4,052	$4,177	$5,221	$5,347
Occurrence	$4,405	$4,497	$4,636	$5,796	$5,935
Territory 3 - San Diego & Imperial Counties
Claims-Made	$500,000/1,500,000	$1,000,000/1,000,000	$1,000,000/3,000,000	$2,000,000/4,000,000	$2,000,000/6,000,000
Year
First	$2,083	$2,127	$2,193	$2,741	$2,807
Second	$3,869	$3,950	$4,072	$5,090	$5,212
Third	$5,059	$5,165	$5,325	$6,657	$6,816
Fourth	$5,654	$5,773	$5,952	$7,440	$7,618
Fifth	$5,952	$6,077	$6,265	$7,831	$8,019
Occurrence	$6,606	$6,746	$6,954	$8,693	$8,901
Territory 4- Kern, Ventura & Santa Barbara Counties
Claims-Made	$500,000/1,500,000	$1,000,000/1,000,000	$1,000,000/3,000,000	$2,000,000/4,000,000	2,000,000/$6,000,000
Year
First	$1,967	$2,009	$2,071	$2,589	$2,651
Second	$3,654	$3,731	$3,846	$4,808	$4,923
Third	$4,778	$4,879	$5,029	$6,287	$6,438
Fourth	$5,340	$5,453	$5,621	$7,026	$7,195
Fifth	$5,621	$5,739	$5,917	$7,396	$7,574
Occurrence	$6,239	$6,371	$6,568	$8,210	$8,407
Territory 5 - Alameda, Los Angeles, Monterey, Orange, Riverside,San Bernardino,
San Francisco & San Luis Obispo Counties
Claims-Made	$500,000/1,500,000	$1,000,000/1,000,000	$1,000,000/3,000,000	$2,000,000/4,000,000	$2,000,000/$6,000,000
Year
First	$2,315	$2,364	$2,437	$3,046	$3,119
Second	$4,299	$4,390	$4,525	$5,657	$5,792
Third	$5,622	$5,740	$5,918	$7,397	$7,575
Fourth	$6,283	$6,415	$6,614	$8,267	$8,466
Fifth	$6,614	$6,753	$6,962	$8,703	$8,911
Occurrence	$7,341	$7,496	$7,728	$9,660	$9,892
PREMIUM DISCOUNTS:
Part-time discount: A 50% discount if you practice 20 hours or less a week.
New doctor discount: A 25%-50% discount if you qualify as a new doctor.
Member in Training discount (MIT): A 50% discount if you are classified as a MIT by the American Psychiatric Association.
Child and Adolescent discount: A 15% discount if your practice consists of more than 50% children and adolescents.
Claims-free discount: A 10% discount if you have been claims-free for more than 10 years.
New business discount: A 10% discount if you are applying for the first time and have been claims-free for the last six months.
Risk Management discount: A 5% discount for completion of risk management courses approved by the Company.
Purchasing Group Fee: Coverage is written through the Professional Counselors Purchasing Group.  There is a $5.00 administrative fee assessed to each policy.
Please include this in your payment.
Group policies: If you are interested in group coverage, please contact us at 1-800-421-6694 and we will be happy to assist you.
Quarterly payments: Quarterly payments are available if the annual premium is $1,000 or more.  If you wish to pay quarterly, please remit 35% of the
premium(rounded to the nearest dollar)
DAR-ADUL(8/23/10)