| AMERICAN PSYCHIATRIC ASSOCIATION ENDORSED | ||||||||||||||||||||
| PSYCHIATRIST PROFESSIONAL LIABILITY PROGRAM | ||||||||||||||||||||
| KANSAS | ||||||||||||||||||||
| Territory 1 - Entire State - Limits of Liability: $200,000/$600,000 | ||||||||||||||||||||
| Claims-Made Year | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 + | |||||||||||||||
| $1,670 | $3,102 | $4,056 | $4,534 | $4,772 | ||||||||||||||||
| Occurrence | $5,297 | |||||||||||||||||||
| PREMIUM DISCOUNTS: | ||||||||||||||||||||
| Part-time discount: A 50% discount if you practice 20 hours or less a week. | ||||||||||||||||||||
| New doctor discount: A 25%-50% discount if you qualify as a new doctor. | ||||||||||||||||||||
| Member in Training (MIT) discount: A 50% discount if you are classified as a MIT by the | ||||||||||||||||||||
| American Psychiatric Associaton. | ||||||||||||||||||||
| Child and Adolescent discount: A 15% discount if your practice consists of more than 50% children and adolescents. | ||||||||||||||||||||
| Claims-free discount: A 10% discount if you have been claims-free for more than 10 years. | ||||||||||||||||||||
| New business discount: A 10% discount if you are applying to the Company for the first time and have been | ||||||||||||||||||||
| claims-free for the last six months. | ||||||||||||||||||||
| Risk Management discount: A 5% discount for completion of risk management courses approved by the Company. | ||||||||||||||||||||
| Purchasing Group Fee: Coverage is written through the Professional Counselors Purchasing Group. There is a $5.00 | ||||||||||||||||||||
| administrative fee assessed to each policy. Please include this in your payment. | ||||||||||||||||||||
| Group policies: If you are interested in group coverage, please contact us at 1-800-421-6694 and we will be happy to | ||||||||||||||||||||
| assist you. | ||||||||||||||||||||
| Quarterly payments: Quarterly payments are available if the annual premium is $1,000 or more. If you wish to pay | ||||||||||||||||||||
| quarterly, please remit 35% of the premium (rounded to the nearest dollar). | ||||||||||||||||||||
| DAR-ADUL-KS(12/20/10) | ||||||||||||||||||||