AMERICAN PSYCHIATRIC ASSOCIATION ENDORSED
PSYCHIATRIST PROFESSIONAL LIABILITY PROGRAM
LOUISANA
Territory 1 - Entire State
Claims-Made	$100,000/300,000	$500,000/1,500,000	$1,000,000/1,000,000	$1,000,000/3,000,000	$2,000,000/4,000,000	$2,000,000/6,000,000
Year
First	$2,896	$4,106	$4,193	$4,323	$5,403	$5,533
Second	$5,378	$7,626	$7,787	$8,028	$10,034	$10,275
Third	$7,033	$9,973	$10,183	$10,498	$13,122	$13,437
Fourth	$7,861	$11,146	$11,381	$11,733	$14,666	$15,018
Fifth	$8,275	$11,733	$11,980	$12,350	$15,438	$15,808
Occurrence	$9,185	$13,023	$13,297	$13,709	$17,136	$17,547
PREMIUM DISCOUNTS:
Part-time discount: A 50% discount if you practice 20 hours or less a week.
New doctor discount: A 25%-50% discount if you qualify as a new doctor.
Member in Training (MIT) discount: A 50% discount if you are classified as a MIT by the American Psychiatric Association.
Child and Adolescent discount: A 15% discount if your practice consists of more than 50% children and adolescents.
Claims-free discount: A 10% discount if you have been claims-free for more than 10 years.
New business discount: A 10% discount if you are applying to the Company for the first time and have been claims-free for the last six months.
Risk Management discount: A 5% discount for completion of risk management courses approved by the Company.
Purchasing Group Fee: Coverage is written through the Professional Counselors Purchasing Group.  There is a $5.00 administrative fee
assessed to each policy.  Please include this in your payment.
Group policies: If you are interested in group coverage, please contact us at 1-800-421-6694 and we will be happy to assist you.
Quarterly payments: Quarterly payments are available if the annual premium is $1,000 or more.  If you wish to pay quarterly, please remit
35% of the premium (rounded to the nearest dollar).
DAR-ADUL-LA(11/111/10)