AMERICAN PSYCHIATRIC ASSOCIATION ENDORSED
PSYCHIATRIST PROFESSIONAL LIABILITY PROGRAM
MONTANA
Territory 1 - Entire State
Claims-Made	$500,000/1,500,000	$1,000,000/1,000,000	$1,000,000/3,000,000	$2,000,000/4,000,000	$2,000,000/6,000,000
Year
First	$2,328	$2,377	$2,450	$3,063	$3,136
Second	$4,323	$4,414	$4,550	$5,688	$5,824
Third	$5,653	$5,772	$5,950	$7,438	$7,616
Fourth	$6,318	$6,451	$6,650	$8,313	$8,512
Fifth	$6,650	$6,790	$7,000	$8,750	$8,960
Occurrence	$7,382	$7,537	$7,770	$9,713	$9,946
PREMIUM DISCOUNTS:
Part-time discount: A 50% discount if you practice 20 hours or less a week.
New doctor discount: A 25%-50% discount if you qualify as a new doctor.
Member in Training discount (MIT): A  50% discount if you are classified as a MIT by the American Psychiatric Association.
Child and Adolescent discount: A 15% discount if your practice consists of more than 50% children and adolescents.
Claims-free discount: A 10% discount if you have been claims-free for more than 10 years.
New business discount: A 10% discount if you are applying to the Company for the first time and have been claims-free for the last six months.
Risk Management discount: A 5% discount for completion of risk management courses approved by the Company.
Purchasing Group Fee: Coverage is written through the Professional Counselors Purchasing Group.  There is a $5.00 administrative fee
assessed to each policy.  Please include this in your payment.
Group policies: If you are interested in group coverage, please contact us at 1-800-421-6694 and we will be happy to assist you.
Quarterly payments: Quarterly payments are available if the annual premium is $1,000 or more.  If you wish to pay quarterly, please remit
35% of the premium (rounded to the nearest dollar).
DAR-ADUL-MT(08/03/10)