AMERICAN PSYCHIATRIC ASSOCIATION ENDORSED
PSYCHIATRIST PROFESSIONAL LIABILITY PROGRAM
NORTH DAKOTA
Territory 1 - Entire State
Claims-Made	$500,000/1,500,000	$1,000,000/1,000,000	$1,000,000/3,000,000	$2,000,000/4,000,000	$2,000,000/6,000,000
Year
First	$1,663	$1,698	$1,750	$2,188	$2,240
Second	$3,088	$3,153	$3,250	$4,063	$4,160
Third	$4,038	$4,123	$4,250	$5,313	$5,440
Fourth	$4,513	$4,608	$4,750	$5,938	$6,080
Fifth	$4,750	$4,850	$5,000	$6,250	$6,400
Occurrence	$5,273	$5,384	$5,550	$6,938	$7,104
PREMIUM DISCOUNTS:
Part-time discount: A 50% discount if you practice 20 hours or less a week.
New doctor discount: A 25%-50% discount if you qualify as a new doctor.
Member in Training (MIT) discount: A 50% discount if you are classified as a MIT by the American Psychiatric Association.
Child and Adolescent discount: A 15% discount if your practice consists of more than 50% children and adolescents.
Claims-free discount: A 10% discount if you have been claims-free for more than 10 years.
New business discount: A 10% discount if you are applying to the Company for the first time and have been claims-free for the last six months.
Risk Management discount: A 5% discount for completion of risk management courses approved by the Company.
Purchasing Group Fee: Coverage is written through the Professional Counselors Purchasing Group.  There is a $5.00 administrative fee
assessed to each policy.  Please include this in your payment.
Group policies: If you are interested in group coverage, please contact us at 1-800-421-6694 and we will be happy to assist you.
Quarterly payments: Quarterly payments are available if the annual premium is $1,000 or more.  If you wish to pay quarterly, please remit
35% of the premium (rounded to the nearest dollar).
DAR-ADUL-ND(07/19/10)