| AMERICAN PSYCHIATRIC ASSOCIATION ENDORSED | |||||||||||||||||||||
| PSYCHIATRIST PROFESSIONAL LIABILITY PROGRAM | |||||||||||||||||||||
| NEVADA | |||||||||||||||||||||
| Territory 1 - Remainder of State | |||||||||||||||||||||
| Claims-Made | $500,000/1,500,000 | $1,000,000/1,000,000 | $1,000,000/3,000,000 | $2,000,000/4,000,000 | $2,000,000/6000,000 | ||||||||||||||||
| Year | |||||||||||||||||||||
| First | $2,441 | $2,493 | $2,570 | $3,212 | $3,289 | ||||||||||||||||
| Second | $4,534 | $4,629 | $4,772 | $5,965 | $6,109 | ||||||||||||||||
| Third | $5,929 | $6,053 | $6,241 | $7,801 | $7,988 | ||||||||||||||||
| Fourth | $6,626 | $6,766 | $6,975 | $8,719 | $8,928 | ||||||||||||||||
| Fifth | $6,975 | $7,122 | $7,342 | $9,178 | $9,398 | ||||||||||||||||
| Occurrence | $7,742 | $7,905 | $8,150 | $10,187 | $10,432 | ||||||||||||||||
| Territory 2- Clark County | |||||||||||||||||||||
| Claims-Made | $500,000/1,500,000 | $1,000,000/1,000,000 | $1,000,000/3,000,000 | $2,000,000/4,000,000 | $2,000,000/6,000,000 | ||||||||||||||||
| Year | |||||||||||||||||||||
| First | $4,882 | $4,985 | $5,139 | $6,424 | $6,578 | ||||||||||||||||
| Second | $9,067 | $9,258 | $9,544 | $11,930 | $12,216 | ||||||||||||||||
| Third | $11,857 | $12,106 | $12,481 | $15,601 | $15,975 | ||||||||||||||||
| Fourth | $13,251 | $13,530 | $13,949 | $17,436 | $17,855 | ||||||||||||||||
| Fifth | $13,949 | $14,243 | $14,683 | $18,354 | $18,794 | ||||||||||||||||
| Occurrence | $15,483 | $15,809 | $16,298 | $20,373 | $20,862 | ||||||||||||||||
| PREMIUM DISCOUNTS: | |||||||||||||||||||||
| Part-time discount: A 50% discount if you practice 20 hours or less a week. | |||||||||||||||||||||
| New doctor discount: A 25%-50% discount if you qualify as a new doctor. | |||||||||||||||||||||
| Member in Training discount (MIT): A 50% discount if you are classified as a MIT by the American Psychiatric Association. | |||||||||||||||||||||
| Child and Adolescent discount: A 15% discount if your practice consists of more than 50% children and adolescents. | |||||||||||||||||||||
| Claims-free discount: A 10% discount if you have been claims-free for more than 10 years. | |||||||||||||||||||||
| New business discount: A 10% discount if you are applying to the Company for the first time and have been claims-free for the last six months. | |||||||||||||||||||||
| Risk Management discount: A 5% discount for completion of risk management courses approved by the Company. | |||||||||||||||||||||
| Purchasing Group Fee: Coverage is written through the Professional Counselors Purchasing Group. There is a $5.00 administrative fee | |||||||||||||||||||||
| assessed to each policy. Please include this in your payment. | |||||||||||||||||||||
| Group policies: If you are interested in group coverage, please contact us at 1-800-421-6694 and we will be happy to assist you. | |||||||||||||||||||||
| Quarterly payments: Quarterly payments are available if the annual premium is $1,000 or more. If you wish to pay quarterly, please remit | |||||||||||||||||||||
| 35% of the premium (rounded to the nearest dollar). | |||||||||||||||||||||
| DAR-ADUL-NV(9/24/10) | |||||||||||||||||||||