AMERICAN PSYCHIATRIC ASSOCIATION ENDORSED
PSYCHIATRIST PROFESSIONAL LIABILITY PROGRAM
RHODE ISLAND
Territory 1 - Entire State
Claims-Made	$500,000/1,500,000	$1,000,000/1,000,000	$1,000,000/3,000,000	$2,000,000/4,000,000	$2,000,000/6,000,000
Year
First	$1,712	$1,748	$1,802	$2,252	$2,306
Second	$3,179	$3,246	$3,346	$4,183	$4,283
Third	$4,157	$4,245	$4,376	$5,470	$5,601
Fourth	$4,646	$4,744	$4,891	$6,113	$6,260
Fifth	$4,891	$4,994	$5,148	$6,435	$6,589
Occurrence	$5,429	$5,543	$5,714	$7,143	$7,314
PREMIUM DISCOUNTS:
Part-time discount: A 50% discount if you practice 20 hours or less a week.
New doctor discount: A 25%-50% discount if you qualify as a new doctor.
Member in Training (MIT) discount: A 50% discount if you are classified as a MIT by the American Psychiatric Association.
Child and Adolescent discount: A 15% discount if your practice consists of more than 50% children and adolescents.
Claims-free discount: A 10% discount if you have been claims-free for more than 10 years.
New business discount: A 10% discount if you are applying to the Company for the first time and have been claims-free for the last six months.
Risk Management discount: A 5% discount for completion of risk management courses approved by the Company.
Purchasing Group Fee: Coverage is written through the Professional Counselors Purchasing Group.  There is a $5.00 administrative fee
assessed to each policy.  Please include this in your payment.
Group policies: If you are interested in group coverage, please contact us at 1-800-421-6694 and we will be happy to assist you.
Quarterly payments: Quarterly payments are available if the annual premium is $1,000 or more.  If you wish to pay quarterly, please remit
35% of the premium (rounded to the nearest dollar).
DAR-ADUL-RI(09/16/10)