AMERICAN PSYCHIATRIC ASSOCIATION ENDORSED
PSYCHIATRIST PROFESSIONAL LIABILITY PROGRAM
UTAH
Territory 1 - Entire State
Claims-Made	$500,000/1,500,000	$1,000,000/1,000,000	$1,000,000/3,000,000	$2,000,000/4,000,000	$2,000,000/6,000,000
Year
First	$1,540	$1,573	$1,622	$2,027	$2,076
Second	$2,861	$2,921	$3,011	$3,764	$3,855
Third	$3,741	$3,820	$3,938	$4,923	$5,041
Fourth	$4,181	$4,269	$4,401	$5,502	$5,634
Fifth	$4,401	$4,494	$4,633	$5,791	$5,930
Occurrence	$4,885	$4,988	$5,143	$6,428	$6,583
PREMIUM DISCOUNTS:
Part-time discount: A 50% discount if you practice 20 hours or less a week.
New doctor discount: A 25%-50% discount if you qualify as a new doctor.
Member in Training discount (MIT): A 50% discount if you are classified as a MIT by the American Psychiatric Association.
Child and Adolescent discount: A 15% discount if your practice consists of more than 50% children and adolescents.
Claims-free discount: A 10% discount if you have been claims-free for more than 10 years.
New business discount: A 10% discount if you are applying to the Company for the first time and have been claims-free for the last six months.
Risk Management discount: A 5% discount for completion of risk management courses approved by the Company.
Purchasing Group Fee: Coverage is written through the Professional Counselors Purchasing Group.  There is a $5.00 administrative fee
assessed to each policy.  Please include this in your payment.
Group policies: If you are interested in group coverage, please contact us at 1-800-421-6694 and we will be happy to assist you.
Quarterly payments: Quarterly payments are available if the annual premium is $1,000 or more.  If you wish to pay quarterly, please remit
35% of the premium (rounded to the nearest dollar).
DAR-ADUL-UT(7/08/10)