Allied Healthcare professionals work to deliver high-quality patient care services for the prevention and treatment for disabilities and disorders. Allied Healthcare providers work to make sick or injured people healthy and to keep them healthy.
Whether you’re employed or self-employed we can offer you coverage to protect yourself, affordable coverage with limits of liability as high as $1,000,000 per occurrence and $3,000,000 aggregate.
Currently the Allied Healthcare program offers coverage for the following professions:
- Athletic Trainer
- Bodywork Counselor
- Chiropractic Assistant
- Corrective Therapist
- Exercise Physiologist
- Fitness Instructor
- Massage Therapist
- Occupational Therapist
- Occupational Therapist Assistant
- Orthopedic Assistant
- Orthopedic Technician
- Personal Trainer
- Physical Therapist
- Physical Therapist Aide
- Physical Therapist Assistant/Technician
- Recreational Therapist
- Rehabilitation Assistant
- Rehabilitation Counselor
- Rehabilitation Technician
- Rehabilitation Therapist
- Sports Medicine Instructor
- Sports Medicine Therapist
Professional Liability Coverage:
- Occurrence Policy Form.
- Limits of Liability: $1,000,000/$3,000,000.
Supplemental Coverages / Limits:
- Information Privacy Wrongful Acts: $25,000 aggregate limit of liability.
- Disciplinary-Proceedings: $25,000 aggregate limit of liability.
- Lost Earnings: $500 per day, with an aggregate limit of liability of $10,000.
- Medical Payments: $25,000 aggregate limit.
- Emergency Aid Expenses: $10,000 aggregate limit.
- Damage to Property of Patients: $10,000 aggregate limit.
- Deposition or Subpoena Proceedings: $5,000 aggregate limit.
- Medical Expenses for Assault and Battery: $25,000 aggregate limit.
- Coverage is available for an additional premium for those accounts that qualify.
- Limits of Liability: $1,000,000/$3,000,000 with a $150,000 aggregate Fire Damage Legal Liability sublimit.
- Part-time coverage rate available for those practicing an average of 24 hours or less per week, W2 employment hours may be excluded.
- Blanket Coverage for Groups.
- Exclusively Employed rate and Student policies are available.
- Broad definition of professional services including those, which are reasonable and customary for the profession.