Social Service Agency Frequently Asked Questions

Social Service Professional Liability Most Frequently Asked Questions
1. Are directors and officers included?This blanket protection includes employees, directors, trustees, and executives while acting within the scope of their duties as such.
2. Can Psychiatrists be included?Employed Psychiatrists may be included except in Pennsylvania and Wisconsin.
3. What does limit of liability mean?The first limit is applicable to each claim. The second limit is the annual aggregate the insurer is liable for.
4. Is question 16 a continuation of question 15?
Question 16: Does the applicant provide counseling services?.
Question 15: Does the applicant provide residential care services? 

* No, These are separate and distinct questions from each other.

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