Student Rates

COST OF INSURANCE

INDIVIDUAL STUDENT – Available only to individual students. Protects you for duties and field placement which is part of your school curriculum.

Limits of Liability Annual Premium
$1,000,000/$1,000,000 $23
$1,000,000/$3,000,000 $35
$2,000,000/$4,000,000 $41

If you are interested in receiving information concerning our school policy which covers all faculty and students, please contact the American Professional Agency, Inc. at (631) 691-6400 or (800) 421-6694.

Policy coverages and benefits are only briefly outlined here. For complete provisions, including exclusions, please refer to the policy itself which is available upon request.

IMPORTANT SURCHARGE INFORMATION

NOTICE TO KENTUCKY RESIDENTS:

Kentucky law requires insurance companies to charge all policies written for its residents a surcharge of 1.8%. We are also required to assess your policy with a municipality tax which is based on the location of your residence. In order for us to compute this additional tax, we need to have you contact our office for the appropriate premium. Please call 1-800-421-6694.

NOTICE TO NEW JERSEY RESIDENTS:

The New Jersey Property and Liability Insurance Guaranty Association requires insurance companies to charge all policies written for its residents a surcharge of .6%. Please include this additional amount when remitting your premium.

NOTICE TO WEST VIRGINIA RESIDENTS:

West Virginia law requires insurance companies to charge all policies written for its residents a surcharge of .55%. Should you make any changes in your coverage that will cause a change in your premium, please take this into consideration.

 

Leaders in Professional Liability/Malpractice Insurance