APA Endorsement

American Psychiatric Association

1000 Wilson Boulevard
Suite 1825
Arlington , VA 22209
Telephone 703.907.7300
Fax 703.907.1085
E-mail apa@psych.org
Internet www.psych.org

Dear APA Member,

Thank you for your APA membership. I would like to draw your attention to member-only benefits made possible by American Professional Agency, Inc. as our endorsed medical liability insurance carrier.

First, American Professional Agency, Inc. has lowered rates in many jurisdictions and improved policy terms in a way that may warrant you taking a fresh look at the program:

  • Defense Expenses related to Licensing Board Hearings and Other Proceedings: Increased limits to $50,000 per proceeding with no annual aggregate (higher limits are available)
  • Insured’s Consent to Settle is now required in the settlement of any claim
  • Punitive Damages Coverage: Increased limits to $250,000 (where allowable/insurable by law)
  • Payment of Defense Expenses is in addition to the Limit of Liability for Professional and General Business Liability Coverages
  • Years accrued with prior APA-endorsed program will count towards free tail coverage
  • Broad coverage policy includes Personal and Advertising Injury Coverage, Medical Director Coverage, publishing of articles or books and broadcasting activities, Telemedicine Coverage, ECT Coverage and Forensic Practice Coverage
  • First Party Assault Coverage: Up to $25,000 reimbursement for medical expenses related to injuries and/or personal property damage caused by a patient or client
  • Medical Payments Coverage: Increased limits to $100,000 for Medical Payments to a patient or client arising from bodily injury on your business premises
  • Emergency Aid Coverage:  Reimbursement up to $15,000 in costs and expenses for medical supplies and up to $100.00 for lost earnings resulting from the provision of volunteer emergency treatment
  • Fire Legal Liability Coverage: $150,000 liability limit for fire damage to third party property
  • Premises Liability: Bodily Injury Coverage and/or damage to property on your premises
  • Information Privacy Coverage (HIPAA): Up to $25,000 defense provided for Federal and state regulators who investigate you for violations of privacy protections statutes (where allowable by law)
  • Claims-Made: “Prior acts” coverage is available. Therefore, it is not necessary to purchase tail coverage on your current policy
  • No Surcharge or Deductible for claims
  • Coverage for Peer Review, Utilization Review Activities, and Clinical Trials


Second, the following American Professional Agency, Inc. discounts may apply to you:

  • 50% Part Time Discount for up to 20 client hours per week or less
  • Up to 50% New Doctor Discount (For those who qualify)
  • 10% New Policyholder Discount (must be claim-free for the last six months)
  • 15% Child and Adolescent Psychiatrist Discount for those whose patient base is more than 50% Children and Adolescents
  • 10% Claims Free Discount (must be claim free for 10 years after completion of training. Not available in some states)
  • 5% risk management discount for 3 hours of CME

(Above Coverage Features and Discounts are subject to individual state approval)


Free Risk Management CME

Lastly, American Professional Agency, Inc. has partnered with APA to create nine online courses to help members identify and manage risk.  Each course is free to members and includes 1.0 hours of AMA PRA Category 1 CreditTM.  Courses are available through the APA Learning Center at apapsy.ch/benefits-risk

I hope this information is useful to you.  If you would like additional information about the American Professional Agency’s new policy terms, you can visit https://www.americanprofessional.com/profession-page/psychiatrists-apa-members/ or call (877) 740-1777.

If you have questions about your member benefits, please contact me at jfanning@psych.org or 703-907-8656.

Thank you,

Jon Fanning, MS, CAE
Chief Membership & Strategy Officer
-RFM/ECP Liaison
American Psychiatric Association