Association membership is not required in our Marriage and Family Therapist’s Program, providing you with great savings. Our policyholders receive comprehensive protection including a defense reimbursement limit of $5,000 for licensing board complaints free of charge and NO annual aggregate limit and an option to increase the limit up to $150,000.
We are one of the largest Program Administrators of professional liability insurance in the United States and have been protecting Marriage and Family Therapists for over 30 years. Policies are tailored to the way you practice; professionals who are full-time or part-time, self-employed or exclusively employed and we insure individuals, groups, and students. We have earned an outstanding reputation for exceptional customer service, just ask your colleagues!
PROGRAM BENEFITS AND HIGHLIGHTS
• Defense Expenses related to Licensing Board Hearings and Other Proceedings: Limit of $5000 per
proceeding is included with NO annual aggregate; optional increase of defense expense limit is available
up to $150,000
• First Party Assault and Battery Coverage: Reimbursement up to $25,000 in medical expenses related
to injuries and/or personal property damage caused by a patient or client
• Medical Payments Coverage: Limit of $100,000 for Medical Payments to a patient or client arising from
bodily injury on your business premises
• Emergency Aid Coverage: Reimbursement to you up to $15,000 for costs and expenses for medical
supplies and lost earnings up to $100 due to the provision of volunteer emergency treatment or services
• Fire Legal Liability Coverage: $150,000 liability limit for fire damage to third party property
• Premises Liability: Bodily Injury Coverage and/or Damage to property of patients on your primary office
locations(s) with no additional cost
• Information Privacy Coverage (HIPAA): Up to $25,000 defense provided for Federal and state
regulators who investigate you for violations of privacy protections statutes (where allowed by law)
• Limits up to $2 million per occurrence/$4 million per policy year: “Prior Acts” coverage is available;
therefore, it is not necessary to purchase tail coverage to change to our policy
• No Surcharge for Claims and there is No Deductible
• Individual, group and corporate coverage – separate limits of liability are included
• Broad coverage at affordable rates includes Personal and Advertising Injury Coverage, Publishing of
articles or books and broadcasting activities, Tele-therapy Coverage and Forensic Practice Coverage
• Coverage for Peer Review and Utilization Review Activities
• Payment of Defense Expenses is in addition to the Limit of Liability for Professional and General
Business Liability Coverages
• Insuring company has an A.M. Best rating of “A” with strong financial stability
• Online credit card processing and confirmation is available same day in most cases
• Experienced claims professionals and knowledgeable customer service representatives are easily
accessible by telephone
RISK MANAGEMENT SERVICES
• Risk Management Consultation Services are accessible for our policyholders with experienced and professional risk managers, on a variety of topics, such as record requests/retention, privacy questions and other risk related issues
• Discounted online Risk Management Courses with BehavioralHealth, Zurinstitute and Telehealth.
PREMIUM DISCOUNTS
• 35% Part Time Discount is available for up to 20 client hours a week – employment can be excluded
• 5% Risk Management Discount for 3 hours of pre-qualified Risk Management Courses
(Above Coverage Features and Discounts are subject to individual state approval and underwriting requirements)
Our Marriage and Family Therapist program offers coverage to individuals and corporations. In order to qualify you must have either a minimum of a masters degree as a Marriage and Family Therapist or a masters degree in counseling and be licensed as a Marriage and Family Therapist in the state you are practicing in. Discounts are available to you, providing you meet the requirements. Please contact our customer service department if you have questions about discount qualifications.
35% Discount
A 35% discount is available if you are Part-Time
(20 hours or less a week).
American Professional Agency partnered with Telebehavioral Health Institute (TBHI) to bring our policyholders a 10% discount on Telehealth Micro Certification packages.
You can now save 5% on your insurance premium by taking online risk management courses.
To assist you in obtaining your premium discount, we have negotiated a special benefit exclusive to our clients. APA, Inc. Policyholders receive an unlimited 10% discount on all courses taken at BehavioralHealthCE.com. Simply obtain the current discount code in your renewal packet or contact APA, Inc. or BHCE.
All BehavioralHealthCE.com courses are completed online.
Unlike other CE providers, all BHCE courses can be viewed for free prior to purchasing your CE credits, so your satisfaction is guaranteed!
American Professional Agency, Inc. is the Program Administer for the Social Workers Professional Liability Insurance program. The program is underwritten by Allied World Insurance Company, a member company of Allied World Assurance Company Holdings, GmbH, a Fairfax Company (“Allied World”).
A claims-made policy will provide professional liability coverage for you for incidents that happen between the effective date and the expiration date of your policy, the claim must be reported while the policy is in force. An Extended Reporting Period Endorsement, or “tail”, is necessary to protect against claims presented after the policy expires.
Claims-made liability insurance has small stepped increases during the early years for each individual insured on the policy. Your rates increase for 6 years and then level off or mature. You should not expect additional rate increases on a mature claims-made policy unless you make changes to the policy.
Yes, provided your total working hours in all positions including your W2-form employment do not exceed 20 hours on an average week. You may exclude your activities as a W2 employee to obtain the part-time rate. The rates are available by clicking on the “Rates” section on this page.
Yes, the policy can be tailored to the way you practice, however you would not be eligible for the exclusively employed rate. Both part-time and full-time rates are available. The rates are available by clicking on the “Rates” section on this page.
Yes, there is a $5,000 defense reimbursement limit per incident included in the policy. Higher limits up to $150,000 are available at an additional charge. You may select the higher limits when you apply or make the change at a later date, at which time you may contact our office at (800) 421-6694 Ext.2312 to obtain the form and cost.
Yes, there is Information Privacy Coverage included in the policy with defense limits up to $25,000 for federal and state regulators who investigate you for violations of the privacy protections statute (where allowed by law).
Premises liability coverage is included in the policy. This coverage is for bodily injury and/or damage to property of patients on your primary location(s). To review the policy, please scroll down to the section named “Policies”. You can find specific information on pahe 1 of the contract uner: I. INSURING AGREEMENTS B.General Business Liability
Additional information on Fire Legal Liability, Medical Payments coverage and other coverages included in the Social Workers Professional Liability insurance are explained in the Policy Contract. If you prefer to speak with a representative please contact American Professional Agency, Inc. at (800) 421-6694 Ext.2312 or (631)691-6400 Ext.2312 for assistance.
There is First Party Assault and Battery Coverage with reimbursement up to $25,000 in medical expenses related to injuries and/or personal property damage caused by a patient or client. Please consult our policy for a full description of the coverage and benefits included going to the “Policies” section on this page.
Yes, risk management consultative services are accessible to our policyholders for a variety of topics such as record requests/retention, privacy questions and other risk related issues. To contact our knowledgeable risk managers please call (800) 897-0033.
Please contact American Professional Agency at (800) 421-6694 Ext.2312 or (631)691-6400 Ext.2312 for assistance or you may email us at mentalhealth@americanprofessional.com or you may also fax to (631) 691-2259.
The fastest way to apply is online. If you are sending a paper application the fastest method is to download and print an application and scan to mentalhealth@americanprofessional.com or FAX to (631) 608-1055; we will then set up a payment by credit card and send an email with instructions to make your payment. You may also use an online check. If you prefer to mail the application and a check (payable to the American Professional Agency, Inc) send it to:
American Professional Agency, Inc.
Attn: Mental Health Department
95 Broadway
Amityville, NY 11701
Our knowledgeable representatives are available and happy to assist you. Please call our switchboard at 800-421-6694 or 631-691-6400 (x-2312), email us at mentalhealth@americanprofessional.com or send a fax to (631) 691-2259.
Credit Card Payments are accepted on-line only, we do not accept credit card payments over the phone. The name on your credit card MUST match the name on your policy (for identity verification purposes).
Please call our office at (800) 421-6694 for information on how to easily pay by Credit Card.
American Professional Agency is committed to providing you with current and competitive policies, prices and professional liability news. Feel free to contact us regarding any concerns or needs that you may have with your existing policy or the purchase of a new policy.
Hours of Operation
Monday through Friday, 9:00 am – 5:00 pm Eastern Time
Summer Hours: 8:30 am – 4:30 pm Eastern Time
(Memorial day through Labor Day)
Mailing Address
American Professional Agency, Inc.
95 Broadway
Amityville, NY 11701
Phone
To speak with one of our knowledgeable customer service representatives, please call (800) 421-6694 or (631) 691-6400. Having your account number or policy number available will expedite the process.
2 months ago
Allied World will be presenting a CME course on Social Media and Cyber Technology on November 13th to the South Dakota Psychiatric Association
3 months ago
APA inc., is a proud sponsor of the Kentucky Psychiatric Medical Association's virtual conference being held October 15th and October 22nd.
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Allied World will be presenting a CME course on Social Media and Cyber Technology on November 13th to the South Dakota Psychiatric Association
APA, inc. is a proud sponsor of the 2020 WPS Presidential Symposium on Saturday, Nvember 7. Ethical Challenges in Psychiatry
APA inc., is a proud sponsor of the Kentucky Psychiatric Medical Association's virtual conference being held October 15th and October 22nd.