This policy provides professional liability insurance coverage to Physiotherapists who help people affected by injury, illness or disability through movement and exercise, manual therapy, education and advice. They maintain health for people of all ages, helping patients to manage pain and prevent disease.
Professional Liability Coverage:
- Occurrence Policy Form.
- Limits of Liability: $1,000,000/$3,000,000.
Supplemental Coverages / Limits:
- Information Privacy Wrongful Acts: $25,000 aggregate limit of liability.
- Disciplinary-Proceedings: $25,000 aggregate limit of liability.
- Lost Earnings: $500 per day, with an aggregate limit of liability of $10,000.
- Medical Payments: $25,000 aggregate limit.
- Emergency Aid Expenses: $10,000 aggregate limit.
- Damage to Property of Patients: $10,000 aggregate limit.
- Deposition or Subpoena Proceedings: $5,000 aggregate limit.
- Medical Expenses for Assault and Battery: $25,000 aggregate limit.
- Coverage is available for an additional premium for those accounts that qualify.
- Limits of Liability: up to $1,000,000/$3,000,000 with a $150,000 aggregate Fire Damage Legal Liability sublimit.
- Part-time coverage rate available for those practicing an average of 24 hours or less per week, W2 employment hours may be excluded.
- Blanket Coverage for Groups.
- Exclusively Employed rate and Student policies are available.
- Broad definition of professional services including those, which are reasonable and customary for the profession.
Applications often vary from state to state.
Other Professionals are saying...
The customer service representative took the time to fully engage with this client. She was attentive to my needs. She demonstrated active listening skills, empathetic listening skills, as well as consistently seeking adequate clarification skills. In doing so, she provided this veteran with excellent customer service.
– Brittany England
My name is Patty Meek; I am a school psychologist in private practice and have professional coverage through American Professional Agency, Inc. I operate in the same fast-paced, sometimes seemingly insane world that most of us live in, and the people at American Professional Agency have, for years, always provided a breath of fresh air. Guess what? They answer the phones. They seem genuinely happy with their jobs and their days, and they seem to like each other. And when I have a question, I get help immediately. It’s hard to believe a business like this still exists, but it does! I cannot recommend American Professional Agency highly enough.
– Patty Meek, Ph.D.
I have been a customer of Allied for many years and have consistently experienced some of the best customer service I have encountered. All my requests or questions, whether on the phone or in writing, are dealt with promptly, politely and professionally. Even better everyone I talk to on the phone is kind, friendly and helpful. It is a pleasure dealing with a company – I am consistently impressed with your service. Thank you.
– Catherine Christo
Credit Card Payments are accepted on-line only, we do not accept credit card payments over the phone. The name on your credit card MUST match the name on your policy (for identity verification purposes).
Please call our office at (800) 421-6694 for information on how to easily pay by Credit Card.
We accept the following:
Now accepting checks online!
Contact us for more information.
As our customers, The American Professional Agency is committed to helping you stay up-to-date with new policies, prices and professional liability news. Feel free to contact us regarding any concerns or needs you may have with your policy or the purchase of a new one.
Hours of Operation
Monday through Friday, 9:00 am – 5:00 pm Eastern Time
Summer Hours: 8:30 am – 4:30 pm Eastern Time
(Memorial day through Labor Day)
American Professional Agency, Inc.
Amityville, NY 11701
To speak with a customer service representative, call (800) 421-6694 or (631) 691-6400. If you can have your account number or policy number with you at the time of the call, it would expedite accessing your request.