This comprehensive school policy is available to accredited programs at U.S. Colleges and Universities on a blanket basis only. Coverage extends to faculty, staff and students. Faculty members are covered for teaching and training in the mental health field, while students are covered for their field placement.
For a quote and other inquiries please call 800-421-6694 Ext. 2209 or 631-691-6400 Ext. 2209.
BLANKET SCHOOL POLICY – Issued to Colleges and Universities on a blanket basis only. All faculty and students will be covered. The formula for computing the total premium includes a charge for each faculty member and each student in field placement.
|Limits of Liability
50 & Over
(1) Base charge made for school.
(2) Additional charge for each faculty member involved in teaching and training.
(3) Additional charge for each student in field placement.
*Rates vary based on the number of students in field placement.
Policies date the first of the month following acceptance of application and check.
Policy coverages and benefits are only briefly outlined here. For complete provisions, including exclusions, please refer to the policy itself which is available upon request.
If you are interested in receiving information concerning individual student coverage only, please contact the American Professional Agency, Inc. at (631) 691-6400 or (800) 421-6694 (Ext 2209).
IMPORTANT SURCHARGE INFORMATION
Allied World Specialty Insurance Company
NOTICE TO KENTUCKY RESIDENTS:
Kentucky law requires insurance companies to charge all policies written for its residents a surcharge of 1.8%. Please include the additional amount when remitting your premium.
NOTICE TO NEW JERSEY RESIDENTS:
The New Jersey Property and Liability Insurance Guaranty Association requires insurance companies to charge all policies written for its residents a surcharge of .6%. Please include the additional amount when remitting your premium
NOTICE TO WEST VIRGINIA RESIDENTS:
West Virginia law requires insurance companies to charge all policies written for its residents a surcharge of .55%. Please include the additional amount when remitting your premium.
School policies are available to accredited programs at U.S. colleges and universities. Coverage extends to faculty, staff and students in the field placement.
American Professional Agency administers the malpractice program. The program is underwritten by the Allied World Specialty Insurance Company.
Usually insurance coverage begins the first day of the month following acceptance of the application. If immediate coverage is needed, a written request is necessary.
The cost depends on the number of faculty and students being covered. Please, contact the American Professional Agency, Inc. at 1-800-421-6694 (Ext.#2265) or 1-631-691-6400 (Ext.#2265) for a quote.
Individual coverage protects the student directly as the policyholder. Blanket coverage protects the school and all faculty and students for any malpractice actions filed against them. The blanket policy protects the school and faculty for all activities within their teaching capacity, not just field placement.
No. The blanket school policy must cover all faculty as well as all of its students.
Faculty members can be sued in connection with a student’s field placement activities, and schools have been named in malpractice lawsuits involving a student in field placement.
Yes, they must be W-2 employees of the school, not contractors. Field instructors who are not W-2 employees of the school are not covered by the school policy.
A faculty member who is on the payroll of the school, receiving salary and employee benefits, is covered by the blanket school policy.
The blanket school policy does not cover faculty for professional activities which are not part of their job responsibilities in the school. Faculty protected by the blanket school policy should obtain individual malpractice coverage for outside activities, (i.e., private practice, consultant services, etc.).
If the faculty member is not engaged in any other outside activity, (i.e., private practice, etc.), he/she may wish to convert to the blanket school coverage. In this case, the faculty should check with the plan administrator to assure that there is no lapse in coverage. We advise faculty to obtain an individual policy to be certain of protection and in case the school’s blanket policy’s limits of liability have to be shared by many parties who were sued together.
This is a blanket policy. No refunds are made for students who leave field placement. Students added during the policy year are automatically covered.
This is a blanket policy. No refunds are made for faculty members who leave the school. Faculty members added during the policy year are automatically covered.
Applications, payments and correspondence to the program administrator should be directed to:
American Professional Agency, Inc.
Amityville, NY 11701
If you have questions, please call our program administrator, the American Professional Agency, Inc., at 1-800-421-6694 (Ext. #2265) or 1-631-691-6400 (Ext. #2265) and ask to speak to the School Department. They will be happy to answer all your questions.
The customer service representative took the time to fully engage with this client. She was attentive to my needs. She demonstrated active listening skills, empathetic listening skills, as well as consistently seeking adequate clarification skills. In doing so, she provided this veteran with excellent customer service.
– Brittany England
I have been a customer of Allied for many years and have consistently experienced some of the best customer service I have encountered. All my requests or questions, whether on the phone or in writing, are dealt with promptly, politely and professionally. Even better everyone I talk to on the phone is kind, friendly and helpful. It is a pleasure dealing with a company – I am consistently impressed with your service. Thank you.
– Catherine Christo
Thanks! Just a quick note to let you know I notice and appreciate your assistance and responsiveness! A very pleasant experience in this day and age of cookie-cutter customer service.
– Steven I. Altchuler
Credit Card Payments are accepted on-line only, we do not accept credit card payments over the phone. The name on your credit card MUST match the name on your policy (for identity verification purposes).
Please call our office at (800) 421-6694 for information on how to easily pay by Credit Card.
We accept the following:
Now accepting checks online!
Contact us for more information.
American Professional Agency is committed to providing you with current and competitive policies, prices and professional liability news. Feel free to contact us regarding any concerns or needs that you may have with your existing policy or the purchase of a new policy.
Hours of Operation
Monday through Friday, 9:00 am – 5:00 pm Eastern Time
Summer Hours: 8:30 am – 4:30 pm Eastern Time
(Memorial day through Labor Day)
American Professional Agency, Inc.
Amityville, NY 11701
To speak with one of our knowledgeable customer service representatives, please call (800) 421-6694 or (631) 691-6400. Having your account number or policy number available will expedite the process.